Marriage counseling is a big step in any relationship — that naturally comes with a lot of questions about your relationship.
While there’s a lot to consider, the cost of marriage counseling is a big factor in your decision. So, is marriage counseling covered by insurance? How do you know if your insurance provider is willing to cover the costs?
With so many details to sort out, it’s important that you consider marriage counseling as a positive step in your relationship and try to work out the fine print as a team!
Marriage counseling is a form of psychotherapy and is seen as one of the best ways to deal with relationship issues, whereby a clinical psychologist helps the couple see things in a new way.
These therapy sessions aim to give couples the tools to fix their relationship problems in a mature and healthy manner. Based on these counseling sessions, therapists can advise couples on whether they can move forward as a team, or if it could be time to break apart for the sake of their mental health and emotional well-being.
If couples decide they need couples counseling, there are a number of factors to consider including what therapist to trust, the cost of couples therapy, and if your insurance covers these costs!
The cost of marriage counseling varies depending on a number of factors, including the number of sessions, the treatment plan discussed, and the experience of the health professional in question.
While similar in structure, couples therapy costs can also vary based on these conditions.
Even though the costs can be off-putting, you should always choose a licensed professional. However, your choice of relationship counseling will directly affect if you can use insurance to cover the costs — making it an even more important choice!
While this is a big factor, choosing your therapist is something you should consider as a team and ideally, you should prioritize finding the connection you need with your clinician.
The cost of marriage counseling can be offputting for many couples, as they’re worried they’ll be out-of-pocket if their chosen counseling services don’t work.
In some cases, your insurance company will cover marriage counseling costs if they fit with certain requirements. Depending on your health insurance plan and your chosen network provider, you could be required to at least partial reimbursement — making family counseling more of a low-cost option.
While there are a number of insurance plans that can cover your marriage counseling, it’s best to conduct proper research before committing to any therapy sessions.
Since insurance companies are quite strict on the requirements, it’s best to speak to your provider to see what they will and won’t cover — making your decision with all the facts in hand!
If your insurance won’t cover your therapy sessions, there are other avenues to explore, with some therapists offering a sliding scale of costs depending on your needs.
Even though marriage counseling can seem expensive, remember that you can’t put a price on a healthy and fulfilling relationship with your spouse!